Attention homeowners in Lincoln and Placer County: Need an appraisal?

Check out the top 7 reasons why CA homeowners order from A & S Appraisal Services:

Find the right listing price (whether you're using an agent or selling the home on your own)
To challenge a CA property tax assessment
To cut your monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a CA divorce, when property needs to be divided
To settle an estate in CA by determining the true market value of real estate in question

Do you own a home in or near Lincoln? Do you need help deciding the price of your real estate?
Contact A & S Appraisal Services.

We at A & S Appraisal Services understand the particular needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at A & S Appraisal Services, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are qualified in helping consumers just like you remove unneeded and unwanted PMI insurance.

Challenging Placer county's assessment of your property

If you live in a region that is going down or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal report from A & S Appraisal Services is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. A & S Appraisal Services can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for preciseness? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.